Policies & Legal

Read our policies regarding your investments, privacy, and terms of service with SITAR Wealth.

Privacy Policy

At SITAR Wealth, we take your privacy seriously. This Privacy Policy outlines how we collect, use, and protect your personal and financial information.

Information We Collect

We collect information necessary to provide our investment and borrowing services, including your identity details, financial history, and contact information. This ensures we comply with KYC and AML regulations.

How We Use Your Data

  • To process transactions and manage your investment portfolio.
  • To verify your identity and prevent fraud.
  • To communicate important updates about your plans.

We do not sell your personal data to third parties under any circumstances.

Terms & Conditions

By using the services of SITAR Wealth, you agree to abide by these Terms and Conditions.

Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials. Any activity occurring under your account is your responsibility.

Service Agreements

All investments and loans are subject to specific agreements signed at the time of transaction. These generic terms do not supersede any specific contractual obligations.

Refund Policy

Given the nature of real-asset-linked investments, refund requests are handled according to strict guidelines.

Investment Refunds

Investments deposited into SITAR Wealth plans cannot be "refunded" in the traditional retail sense once deployed into real estate assets. Withdrawals before maturity are subject to our withdrawal policy.

Fee Refunds

Administrative or processing fees charged during loan origination or investment setup are generally non-refundable unless a systemic error occurred on our part.

Lock-in & Withdrawal Policy

Real estate is an illiquid asset. To guarantee high monthly returns, your capital is deployed in long-term projects.

Lock-in Period

Most investment plans feature a minimum lock-in period ranging from 12 to 36 months, depending on the scheme chosen. During this period, capital cannot be withdrawn without penalty.

Premature Withdrawal

If you require funds before the lock-in period expires, a premature withdrawal penalty of 3% to 5% of the principal may apply, and accrued interest may be forfeited. Withdrawals take up to 45 business days to process.

Risk Disclosure

All investments carry inherent risks. By investing with SITAR Wealth, you acknowledge and accept these risks.

Market Risk

Real estate markets fluctuate. While our investments are backed by hard assets, macroeconomic factors can influence project timelines and profitability.

Guaranteed Returns Disclaimer

While we target fixed monthly returns, these are contingent on the successful execution of our underlying projects. "Guaranteed" refers to the targeted structure of the plan, not an absolute immunity from total market collapse. Investors should diversify their portfolios and not invest funds they cannot afford to have locked up.